Why do 13.7M members love SoFi? Bank, invest, and own crypto all in one app. Open a bank account, track your budget, manage your finances and invest from anywhere.
SOFI PLUS PREMIUM MEMBERSHIP • 4.50% APY on up to $20,000 in savings with a SoFi Plus membership. • 1% Invest Match on eligible deposits into taxable SoFi Invest® accounts. • Unlimited sessions with experienced SoFi Wealth Financial Planners. • 2x rewards points on qualifying account activity.
NEW! BUY, SELL & HOLD CRYPTO • First national chartered bank where individuals can buy, sell, and hold cryptocurrency. • Access Bitcoin, Ethereum, Solana, plus 25+ cryptocurrencies on a platform with the safeguards of a bank.
ONLINE BANKING • Open a bank account with no account, service, or maintenance fees and no minimum balance required. • Get paid up to 2 days early with direct deposit and early payday.⁶ • Mobile banking app to send money, transfer funds, pay bills, and manage your finances.
HIGH-YIELD SAVINGS ACCOUNT • High-yield savings account with a high APY on your savings balance. • Savings Vaults help you organize your emergency fund and savings goals in one place. • Instant transfers between checking and savings with no fees.
STOCK TRADING & INVESTING • Trade stocks and ETFs through SoFi Securities to build your investment portfolio (other fees apply). • Invest in fractional shares from $5, or explore index funds, ETFs, options trading and grow your money (restrictions apply). • Automated investing, IRA and Roth IRA retirement accounts, and portfolio management through SoFi Wealth.
BUDGET APP & MONEY MANAGEMENT • Budget app to track spending, set savings goals, and manage your finances from one place. • Track expenses, monitor your net worth, and manage your money across SoFi and linked accounts. • Financial planning tools to help you reduce debt and build long-term wealth.
LOANS & CREDIT SCORE • Personal loans for debt consolidation, home improvement, and large purchases. Check your rate in minutes. • Credit score monitoring, credit report access, and credit-building tools. • Student loan refinancing and personal loan options. Pre-qualify without affecting your credit score.
BANK SECURITY & CUSTOMER SUPPORT • Bank-level encryption protects your personal and financial information with fraud alerts. • Instant notifications for suspicious account activity keep your money safe. • Financial support team available 7 days/week via chat or (855) 456-SOFI (7634).
For disclosures on SoFi Invest platforms visit SoFi.com/legal. For a full listing of the fees associated with SoFi Invest please view our fee schedule (finra.org).
When you open a SoFi Savings Account, SoFi Bank will also automatically open a SoFi Checking Account in your name. See the SoFi Bank Deposit Account Agreement for details.
SoFi Relay offers users the ability to connect both SoFi accounts and external accounts using Plaid, Inc.’s service and for SoFi to present to you data we have received from the credit bureau. The credit score and associated data provided to you is a VantageScore® based on TransUnion® (the “Processing Agent”) data
⁶Early access to direct deposit funds is based on the timing in which we receive notice of impending payment from the Federal Reserve, which is typically up to two days before the scheduled payment date, but may vary.
We do not charge any account, service, or maintenance fees for SoFi Checking and Savings. We do charge transaction fees for outgoing wire transfers, Instant Transfers, and global remittance transfers. Our fee policy is subject to change at any time. See the SoFi Bank Fee Sheet for details at sofi.com/legal/banking-fees/.
8x based on FDIC monthly savings account rate as of March 16, 2026.
Frequently asked questions
If you're an Android user and don't download the app from the official Google Play Store, you may find the installation process more complicated than usual.
But we are delighted to inform you that you don't need to worry. To ensure you could install this app smoothly, we have written and uploaded a detailed tutorial. It would guide you on installing an app after downloading it from our website step by step, with the help of pictures.
If you need further help, please do not hesitate to contact us via email [email protected].
We fully understand your concern about safety. We agree that one person wouldn't be too careful in the cyber world. Meanwhile, we are happy to tell you that one of our priorities is to provide our users with safe app files that they can use without any worries.
We guarantee that all the app files we provided originate from official and reliable sources. We promise that they do not contain any malware that will harm your hardware or the safety of your privacy.
We are glad to let you know that the vast majority of apps on our website are available for free download. Only a small selection of apps require payment, and their prices are set solely by the respective developers—we simply provide an official and secure download platform.
Rest assured, whether an app is free or paid, every download link on our site is verified and completely safe. You can download with confidence, and no account registration is needed—just click the download button and you're all set!
Recently we received a lot of emails from our users, which said they couldn't log in for different reasons, such as "forgot the user name or password" or "had a new phone." We are willing to help you out. Please read the notes below to see what we can do.
To answer this question, please first let us know which account you're referring to.
If you're referring to your account of some app, like your Facebook account or your Youtube account. Unfortunately, we would not be able to help in this case. We would suggest you turn to the customer service of this application.
If you're referring to your Appurse account, we should apologize for your confusion since there is no Appurse account. We never require registration for our service, and you will not find any procedure related to creating an account or registering on our website.
This question is essentially quite similar to the prior one. It's a pity that we are unable to help you to cancel the subscription to a third-party application directly, while we would suggest you to contact its customer service for further information.
Sorry that we are unable to help you to get a refund from a third-party application directly. If you wish to get a refund from a third-party app, we would suggest you to contact its customer service. We would be happy to provide you the way to contact them.
If you want a refund from us, we should apologize for your confusion. Our service is 100% free, and any payment information is not required.
If you run into any site that asks you to provide your payment information, be careful. Remember never reveal your payment information to any unauthorized third parties, no matter how attempting their offer may seem.
Sorry that we cannot answer this question directly, for this only aims to answer some general questions. You may find how to use a certain app by checking our review page.
